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About Laura

  • Laura Axelrod is a writer and book reviewer. Her plays have been performed in California, New York and Europe.

    Her book reviews appear regularly in the Birmingham News and on the Newhouse News Service wire.

    Read more about Laura Axelrod.

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May 29, 2009

Bill Bonner's address to the Class of 2009

Bill Bonner from the Daily Reckoning, gives a fabulous view of the screw-job that the college graduates of 2009 are facing.

"The luck of one generation is the curse of the next. Like Pericles, your parents inherited a dollar; they leave you a peso. They took over the strongest, richest, most competitive nation in the world. And like Pericles they minded everyone’s business but their own."

May 07, 2009

Job Prospects for Arts Students in the New Economy

The Artlink newsletter turned me on to this article from the Washington Post titled, "Art Students' Predicament: Special Skills  but Limited Prospects."

The point of focus is Lindsay Perkins, a print and screenmaking college senior from the Corcoran College of Art and Design. She paid $27,000 a year in tuition.

"'Are these prints going to be hard to sell?' Perkins said she asked herself one day inside the studio. 'I'd like to think they wouldn't be, but it's such a basic topic, and they don't really teach you these things. That's what makes me mad. If I wanted to sell it, what are the steps you go about to sell it? Who are the people you go to, and what are the things you say to them?'"

Yeah, I had that same problem when I went to NYU Tisch. So did many other students. In the earlier part of this decade, Tisch finally developed a Career Counseling Office that helped students deal with the reality of being an arts professional. They taught seminars to seniors and grads on promotion and other necessities. Up until that time, we were told (playwrights and screenwriters) that if we wanted to make a living, we'd have to write a fabulous screenplay and kiss lots of asses. (That second part was implicated. The first part was literal.)

In the article, the chairman of the Corcoran fine arts department acknowledges the problem. Wonder why they didn't take care of it until now?

Another part of the article implies that organizations and companies are trying to exploit the poor economy by turning paid internships into unpaid ones.

Overall, the tone of the article is hopeful. It's true that financial, arts journalism grads are facing the same environment. I believe that the arts students will have an easier time adjusting to this new environment. We're an adaptable lot.

March 25, 2009

Alabama nonprofit foundations suffering

The Birmingham News gives front page coverage today to how Alabama nonprofit foundations are dealing with the recession. Some of the stats mid-way through the article will be of interest to those of you who need things quantified.

No arts organizations are mentioned, though you have to wonder what will happen if Alabama Power Foundation cuts a few million from their grant funding. Clearly this is something to keep an eye on.

March 19, 2009

Free cookbook for the budget conscious offered by The Baker's Lady

The Baker's Lady, otherwise known as Kim Baker, is offering a free PDF download for people who like to cook on the cheap. It's called Executive Chef: The Recessionary Guide to Eating Well. I counted 15 recipes in the e-book, including ones for Sweet & Savory Beef Stew and Pan Seared Chicken with Parsley Peas.

Along with the recipe, Baker also tells readers how long the dish will take and the approximate cost of the meal. The ingredients for each dish in the e-book averages to $2.50 per person.

It's a high quality booklet, with a clean design and color photos. To download the free e-book, visit her website. The only thing she requires is an email address.

March 18, 2009

Mountain Brook's Jonathan Benton Bookseller going out of business

The Birmingham News has the full story.

I'm sad. They blame the economy and online retailers, but I wonder how much the library plays a part in it.

Library usage up around the country, funding on the decrease

Amanda Bonner from the Hoover Public Library has an article in the Hoover edition of today's Birmingham News persuading people to make good use of their local library. "Many of you, just like me, are probably looking for ways to cut back on spending. A library card is your ticket," she tells readers.

Many people around the country have the same train of thought. The public library is the place to go during difficult economic times. In the last month alone, countless newspapers around the country have reported the same thing. Library usage is up, way up.

Continue reading "Library usage up around the country, funding on the decrease" »

The life of an NBC Page in the new economy

Felix Gilette of The New York Observer writes that the culture of NBC Pages has changed significantly since 2007.

"In recent days, The Observer spoke with a number of former pages who are trying to come to grips with the diminished opportunities in their chosen field. The jobs aren’t there anymore."

Read it through to the end and you'll find some astonishing insights, such as:

"According to one source, pages were regularly asked to keep an eye on their colleagues for possible infractions. 'It’s a culture of fear,' said the former page."

Maybe that NBC Page that Tracy Morgan punched out on last weekend's Saturday Night Live deserved it.

March 09, 2009

Birmingham-Southern College Writers' Conference Cancelled

Due to "economic considerations" the 2009 Birmingham-Southern's Writing Today Conference is cancelled. The event, in its 28th year, was scheduled to feature well-known writers from the South - including Logan Ward. In years past, luminaries such as Edward Albee, Horton Foote, and Pat Conroy discussed their work and dispensed advice at the conference. The event was scheduled to take place March 13 & 14.

According to the press release:

"We are greatly disappointed that this year’s conference has become a victim of these uncertain economic times,” said Shaun Crawford, 2009 Writing Today chair. “We knew we would face some struggles in generating attendance and corporate donations this year, but we had no expectation that our registrations and our funding would fall off so significantly."

This, my non-Alabamian friends, is a big deal... and a  problem for people who love the arts - and in particular, books.

March 06, 2009

Arts funding and social criticism in 2009

Read Leonard Jacob's take on the $50 million National Endowment for the Arts funding increase. An excerpt: "Only those organizations that have received NEA grants during Bush's second term will qualify for the 60 percent of the $50 million that is being allocated competitively."
 
He has issues with that and so do I. This policy stifles creative dissent. After all, few of those large arts organizations commented on the policies, perspectives and attitudes that led to our current economic and social crisis. Not only did they not engage in artistic discussion of it, but their finances were caught in the undertow. So much for bare teeth social criticism. If they didn't see it coming and act on their observation, how closely were they looking?
 
I can't respect any arts organizations who have been living in the problem rather than the solution. As I've said previously, innovation truly has left the building.
 
And now the question is: how many of these arts organizations will threaten their precious funding with bare teeth social criticism? Not many, I suspect.

March 03, 2009

Tools for managing your money

 Neoamish Budgeting is a key component to managing your money, but it is especially important during an economic downturn. Blowing a wad on beer could leave you short for the electric bill. Since I've been writing about the economy over the past few months, people have asked me for opinions on budgeting tools. In my opinion, these are the top three systems on the market.
 
Spendtracker is a small calculator-like device that allows you to track the flow of your money. About the size of a credit card, it allows you to track up to ten categories. You simply plug in the amount of available money and go from there. Similar to a Weight Watchers points calculator, it can make adding and subtracting very easy. Spendtracker retails for $24.95.
 
Many people have found Dave Ramsey's envelope plan to be very useful. This budgeting tool works manually. After budgeting out the amount of money you want to spend in each category, you place cash into an envelope. Each time you buy something in a particular category, you take cash out of the proper envelope. Then you write the deduction on the envelope. Ramsey sells an envelope system in a snazzy portfolio for 19.95, but he also encourages listeners to create their own system with plain envelopes.
 
People who dislike technology will appreciate my husband's budgeting system. It requires paper, pencil and math skills. Each time he spends money, he deducts it from his list. Difficult to decipher for outsiders (like his wife), it works for him. Best of all, it costs nothing.
 
Remember, the good news is that there are plenty of systems to help you budget your money. The bad news is that it's up to you to use them.

Arts funding in a depression

Since I began writing about the economic downturn last September, my sense of urgency has turned to disappointment. Renewal is not in the air. Rather than looking for new ways, people are still relying on old arguments, solutions and resentments. Innovation has left the building.
 
Discussions of arts funding in particular leave me feeling hopeless. To be blunt, feeding on government pie while people are losing their homes and going hungry feels piggish to me. It reeks of self-indulgence. Not only that, but I'm tired of selling people on the arts. If people can't see value in what I'm doing, fuck 'em. The arts existed long before advertising. It will continue long after ad agencies have closed.
 
Going public with this attitude will not win me friends. I'm aware of that. Falling out of lock-step with others of similar ilk leaves me open to being scapegoated. Those artists and writers who only see life in black and white, liberal and conservative will no doubt put me into a camp where I don't belong. I don't care.
 
I'm not saying you have to live like I do. Live as you like. But while we're all sitting down at the government table, give my plate to a family who has lost their home. My work will survive without that kind of help.

January 10, 2009

Is there a link between market downturns and longer skirts?

Conventional wisdom says that there is a relationship between fashion and finances. In this New York Times interactive feature, photographer Bill Cunningham documents the shift in hem lengths from September onward. Is this part of what he calls, "the new seriousness?" Watch for yourself.

January 09, 2009

Rate Jacking in Britain

 
According to the article, "Other cards include Virgin Money American Express at 37 per cent and Citi MasterCard at 41 per cent."
 
So I guess I should be grateful that Citi jacked my card from 18-19% to 28.9 percent. Hell, that's low according to these figures.

Debt, specifically speaking

In 2002, I thought that sinking money into mass mailings, expensive submission fees was an investment in my career that would eventually pay off. In fact, not taking on this kind of debt meant that I lacked confidence and faith in my ultimate success.
 
Five years later, I continue to pay off debt that I accumulated through that basic - and false - belief.
 
I accumulated this debt through my student loans. I graduated from New York University, Tisch School of the Arts with a Bachelors and Masters in Dramatic Writing. My concentration was in playwriting. With my loans consolidated over 10 years ago, I still owe a little under $27,000.
 
When I was in college back in the early 90s, I acquired two credit cards. My debt throughout the 90s was low because I lived hand to mouth. I recall that the most debt I had accumulated back then was something like $800. It seemed so much! I paid off my credit cards when I moved back to New York City in 2001.
 
My interest rate on those cards remained the same - about 18%. My parents swore that I could get a lower rate but I was too afraid to ask for one. Silly because my credit was very good. In 2002, a NYC real estate broker pulled a credit report and exclaimed that he had rarely seen such a high credit score.
 
From 2002 to 2004, I took on debt. Lots of debt. It was a conscious effort to "believe in myself" as a playwright. I read books on "the biz" that backed up the belief that you had to invest if you wanted to succeed. You had to sink your own money into productions. You had to pay for submissions - fees that added up. Stamps, paper, copies... All of it. Plus the "macro" expenses, such as working day jobs that had a lower earning power so I could use my time and energy on my real career.
 
By the time all of this was finished, my credit card debt hovered between $14-16,000. If you add student loans to that, you are looking at a ton of debt.
 
When I moved to Alabama, I figured out that this was no longer going to work for me. Quite simply, I could no longer afford to send plays out to companies who charged submission fees. I could no longer pay for my own productions. I had been bled dry.
 
(This is why I recoil when theaters ask theater artists for money to "stay alive." It's an upside paradigm. It's as if I had to pay money to work. Can you imagine giving your job money so you could work? I don't mind helping with funding nonprofits, like lending my time for grant writing. But don't ask me for money, especially when you don't pay playwrights a living wage to begin with.)
 
So, I went out of business. This was the one of the basic reasons I quit theater. I was too ashamed at the time to admit it. It's taboo to talk about debt, especially in specific terms. I don't mind because a) I'm paying it off, b) I'm not going bankrupt like others and c) becoming honest about the situation frees others to be honest as well.
 
Since January 2007, I have dedicated myself wholeheartedly to paying off debt. I have not submitted my work anywhere. I have worked two jobs on occasion. I quit the Dramatists Guild because I couldn't afford the membership rate. I quit other professional organizations for the same reason. One credit card has been completely paid off; the other is in process.
 
For the record, I do believe that it is possible to have a career in the arts without going into debt. But clearly this has not been a popular road, as many arts organizations are going bankrupt from carrying too much debt.  

January 06, 2009

Rate jacking and paying off debt

I've covered the evils of debt on this blog for quite a while now. My hope is to let every reader know that, contrary to what we've all been taught, debt hinders a career in the arts. Many people harbor the belief that, like a winning lottery ticket, a debt "investment" will pay off someday. But too often, artists and writers end up broke and bitter, stuck to a crappy day job with no future. I know because I've been there.
 
When I moved to NYC in 2001, I had very little credit card debt. By the time I left in 2004, I was deep in debt. It took a long time for me to reject the idea that debt was necessary. Or cool.
 
So I began to work at paying off my credit cards. It was daunting at first. To expedite matters, I got a credit union card with a low interest rate. I transferred as much of my balance as possible and then worked on paying it off.
 
I ended 2008 with one card paid off. I have one more to go.
 
And so 2009 begins with this: I've been rate-jacked.
 
Citibank raised my interest rate by almost 10 percent, making my minimum payment more than my student loan payment. Friends, that's alot of money. I was so angry, I couldn't sleep last night.
 
But I'm lucky. Because some of my debt is already paid off, I was able to transfer half of that Citibank balance onto my low interest credit card. For the next few months, I will work with all of my might, so that by April I will be able to say goodbye to Citibank forever. After that, the low interest card will be paid off quickly, again.
 
And then, no more credit debt.
 
This afternoon, I spent time researching the concept of rate-jacking. Citibank isn't the only culprit. It seems to be all the rage with credit card companies.
 
If I was in a different situation, I might be screwed. I have no idea how people are barely scraping by, or those who have been laid off, are handling this problem. But it is a problem, a big one.
 
So let this be a warning to you: True change comes from within, and cleaning up your financial life is one way to live that change.

January 02, 2009

A mugging versus a voluntary contribution

Pennies Though I never cover local stuff here, I would be remiss not to point out that the Alabama Shakespeare Festival has cancelled a production of Les Miz due to the economy. Here in the southeast, ASF is a big deal so this cancellation is... well... a big deal.
 
I wish I could say I was shocked by the Magic Theatre's announcement of a cash crunch. I used to live in San Francisco (and a stone's throw from the Magic) back in the 90s. I seem to recall that the Magic had financial issues back then as well. Odd, considering how much money the dot com economy was pumping into the Bay Area at that time. I saw a terrific play by Claire Chaffee in '94 as well as others which were not nearly as memorable.
 
For more info on the economy and the arts, check out Leonard Jacobs' blog. Isaac has also written about the Magic as well, asking people to donate to help save them. I think the effort is grounded in good intentions, but I also wonder how much money people can afford to give at this point. It seems that regular folks like you and me are being inundated with people asking us for money... Citibank, Wachovia, AIG... plus increased credit card interest rates for good customers...
 
It might sound like I'm being flippant but I'm not. In this kind of climate, one of the dangers for arts groups is that requests for money will all sound the same. All dire, and all dependent on the kindness of strangers to save them from certain death.
 
A good way to differentiate between the bad requests and the good requests is to remember the following: Good never forces itself on you. Consider the difference between a mugging and a voluntary contribution. Then go forth and spread your pennies throughout the land.

Erased from my head: An ineffective recap of 2008

Each year, during the last week of December I conduct an inventory of what's happened during the year. Sometimes I've written about goal-setting, other times I've posted photos taken throughout the year. This ritual was usually for my own enjoyment than anything else, though some people have found my efforts interesting.
 
I'm not planning on doing anything for 2008 because, quite frankly, I have no recollection of last winter or early spring. Maybe it's due to my old age, (though I'm not that old), or the amount of health food I've ingested this year. Everything before May has been erased from my head.
 
I first realized that I didn't remember anything while reading an annual recap of General Hospital. Through reading that "Year in Review" I discovered that I had watched General Hospital religiously... But when? I remembered the events they described in their summary. Then I realized that it was *this year* that I had watched General Hospital. But it seemed so long ago.
 
What else happened? Did I have other interests? I seem to recall something about 1968. I *do* remember 1968... But wait. I wasn't alive back then.
 
My new husband will be pleased to know that I remember getting married. And I even remember his name, though I didn't change mine to match his. I can recall our honeymoon and shortly afterward, doctors telling Dad that he had incurable liver cancer. Who can forget that Dad died in November? Not me.
 
I also remember writing a few things about the economy, and wondering why others weren't grasping the intensity of what was about to happen to our country. I am pleased to report that I paid off one credit card in 2008 and I have one more to go. Progress. Thank you Dave Ramsey.
 
I didn't keep track of the amount of books I read, but I do know that I had 45 book reviews published during 2008. Some of those books were memorable and some I've tried to forget. I didn't keep track of the amount of authors who wrote me to respond to their reviews. A handful of them did, I suppose. The only correspondence I can vividly recall is the one where the author tried to start an argument with me, despite getting a good review.
 
Sometimes it's better not to say anything at all.
 
That is what I'm telling myself about 2008... Some things are better left alone. Almost everyone I know would rather leave 2008 behind, un-recapped. As for me... I didn't get laid off from my job or go bankrupt. But in gaining a husband and losing a parent, I figured out that all the ego-driven dribble that I had previously thought was important truly wasn't. Progress should be measured in how much of myself I am becoming, rather than how much I can impress you.
 
It's a trite idea. Some might call it unsophisticated or unintellectual. Fuck them.

October 13, 2008

Book Discussion: Chain of Blame by Paul Muolo and Mathew Padilla

Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis by Paul Muolo and Mathew Padilla. John Wiley & Sons, Inc. 2008.

If you're reading my blog, then I trust that you aren't interested in reading about Wall Street. I don't blame you. Like me, you probably figured that a life in the arts meant never having to know anything about money. Stocks, bonds, blah, who cares.

But it's important for culture creators to understand the world around them. Why is the economy tanking? What is it about human nature that made this happen?

Paul Muolo and Mathew Padilla don't delve into such philosophical aspects in "Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis." Instead, they give you the meat of the crisis and a map of the bones in the closet.

Countrywide CEO Angelo Mozilo appears briefly in the beginning to set off a chain of events. Flamboyant and tough-talking, Mozilo is sympathetic enough. Things seemed to be going well for Mozilo until Countrywide got into the subprime mortgage business. By July 2007, earnings were down by a third. During a second quarter conference call, Mozilo was asked by analysts when the housing market would improve. "2009," he told them. "We are experiencing a huge price depression, one we have not seen before - not since the Great Depression."

Wall Street runs on emotions and perceptions, and the word "depression" spooked investors. According to Muolo and Padilla, the Dow Jones plunged 226 points on the basis of this conference call.

 As the authors recount the history of mortgages and dubious loans, a herd mentality begins to emerge. Southern California becomes home to many mortgage companies, who open and close within a short time. Deregulation takes hold and suddenly everyone needs a loan broker. 
   
 "Just how much experience did a loan officer or broker need in this era (the 90s)? In Peter Cugno's opinion, the basic requirements were these: 'You had to be a high school graduate. You had to be clever, mature, and have an upbeat personality.'"

And then, scandals erupt. A former stripper who became a loan broker bilked homeowners out of $60 million. Her scam? Financially troubled homeowners signed their houses over to her company. Once their credit had been successfully rescued, they expected to get their houses back. Instead, they were charged 40 percent interest on the original loan.

When Ameriquest enters the stage, the book heats up. The authors believe that Ameriquest accelerated the bacchanalian energy of the mortgage industry. Account executives were in charge of "bringing in loans." Such positions could make anywhere between $30K to $50K a month, not including bonuses. Volume was king. The more loans you brought in, the more you earned. The CEO was fond of giving away cars and cash to top earners. Ameriquest originated the "stated income loans," which trusted the borrower to state truthfully how much he or she earned. If FICO and AVM scores were high, then the loan would be granted. These types of loans would later be nicknamed "liar loans."

While running catchy commercials, Ameriquest heavily influenced government. Executives donated money to both Democratic and Republican parties with the hope of gaining access to key people in government. Legislation that could hurt their business would effectively be squashed. Despite their donations, several state governments began investigating complaints about the company. Eventually, Ameriquest settled these complaints, "agreeing to pay 49 states $325 million to settle charges that it engaged in abusive lending practices." Then, the CEO of Ameriquest's parent company became U.S. Ambassador to the Netherlands, serving under President George W. Bush.

For others who felt compelled to compete, Ameriquest's business practices opened the door to even more abusive practices.  There are tales of bosses demanding that more loans be made, one even going so far as to beat an employee's desk with a baseball bat. People with dubious ethics flock to the scene. Stockholders demand more money from these companies, so they are forced to make more unwise loans. More, more, more.

And then a financier invents something called a "real estate investment trust," a type of corporation which requires the company to continuously turn 90% of its net worth over to investors. Some companies are seduced by this model; others are aghast at the idea. It would require companies to constantly feed their investors. They can never put money aside for economic downturns. REITS allowed a number of these companies to go public, but at a tremendous cost.

It's difficult to keep track of these characters and companies, but one gets the feeling that individuals aren't important. The title implies that everyone is at fault. But by the end of the book, the authors point out the real problem:

"It can be said of the mortgage/housing crisis of 2007 and 2008 that it was not caused by government deregulation. It wasn't. No major laws were changed to pave the way for what happened. But it can also be said that during the Bush years regulators didn't regulate."

Artists and authors might be repelled by all of this talk about greed and corporatism, and who can blame them. Readers will probably feel the need to take a shower after finishing the book. So let's go to the most important part of the book, a description of one of the richest men in the world, Warren Buffett. Mozilo meets with Buffett at the Embassy Suites Hotel. It was Buffett's choice.

"Mozilo was a Four Seasons kind of guy. They met for breakfast at the hotel, standing in line in the cafeteria with their trays. People were staring. (Mozilo later learned that the reason Buffett wanted to meet at the Embassy Suites was that as a frequent guest of the hotel chain he was entitled to a free breakfast once a month. This was Buffett's once-a-monther.) After breakfast they went out to Buffett's car, a Lincoln Continental. Tapes were scattered about the dashboard. 'The car was a dirty mess,' Mozilo said of the visit. The Lincoln wouldn't start. Buffett didn't have a cell phone. He called a tow truck by using a pay phone inside the hotel. Back at Buffett's office in Omaha, Mozilo noted it didn't have a computer in it."

This passage on page 119 underscores the difference between real wealth and phony money. Buffett remains the richest man in the world, according to Forbes magazine. And the rest of these "rich men" are out of business.

October 10, 2008

The World is Changing... Do You Feel It?

An article in the New York Daily News this morning by Richard Huff:

    "Before "Housewives," it was the goofiness of Paris Hilton and Nicole Richie flaunting their financial excesses in front of regular people. Given the current environment, watching someone spend without a care has lost its appeal."

This is exactly what I was referring to a few weeks ago. We are now looking at a tremendous cultural shift. I believe it will be somewhat similar to what took place around 1979-80.

If you remember the 70s, you'll know that culture focused on "the people." Television featured working class, regular folks contending with their daily lives in the face of a crazy bureaucracy. Barney Miller, for instance, showed cops who battled the system to do what they knew in their hearts was right. Their actions weren't held up as heroic. Instead, these characters were just common people doing what they knew was right.

For example, in an episode called "Asylum," Wojo takes on the State Department to grant asylum to a Soviet defector who happens to be gay. The bureaucratic regulations are nonsensical and it is up to Wojo and Barney to figure out a way around the rules. Inept government, bonding with others and breaking rules for humane purposes were common themes in that decade.

The Reagan Revolution changed all that. Suddenly there was a belief in American society that common folks could become upper class. Reagan's trickle down theory put the emphasis on the rich. Television, in turn, focused on how they lived. Shows such as Dynasty and Lifestyles of the Rich and Famous became commonplace. The cops in Miami Vice displayed wealth and style as they fought violent crime. Sitcoms such as Golden Girls and Growing Pains returned to domesticity. Rarely did these shows venture outside of their small, insular world.

We can now look forward to mainstream culture embracing very different themes. The following thoughts are my predictions on what our culture might look like soon. I'm going to provide the following thoughts with one caveat: no one truly knows for certain right now how this economic crisis will wind up. If it leads to other, more disastrous consequences such as civil unrest, then these themes will change.

1) A focus on "regular people." The average, working stiff  will begin to dominate storylines again. Some mainstream stories will attempt to pacify the deep rage which people are feeling about the economy, the bailout and the lack of consequences felt by Wall Street.

2) Traditional values will be recast. Previously, the words "traditional values" served as code words for conservatives. Either these words will take on new meaning, or there will be a new phrase to describe values such as personal responsibility, community, and courage. Teamwork will also be emphasized strongly. What you bring to your immediate community will have more value than ever before.

3) Tangibility. In direct contrast to an ethereal economy, it will be important to have tangible assets and strengths. In an environment where there is a growing lack of trust, you will either have to "put up or shut up." Think of it this way: Cash or credit. Which will be more valuable and trustworthy?

4) Escapism. People will want to take an hour or two away from troubles. However, they will not want to escape into a land where there are no challenges. Instead, we will see common folks overcoming tremendous odds and coming away victorious. Comedy will also play an important role. Instead of focusing on our own foibles, there will be plenty of satire and poking fun at authority. Needless to say, there will be a huge upsurge in comedy.

5) Globalism. This theme is a toss-up. A portion of our society will want to look towards globalism to save us and another will believe that globalism is the idea that got us into this mess. Either way, look for more discussion of the concept and themes on how "we're all in this together." There will also be a push to study history more closely, to look for clues to our current crisis.

6) Stories and ideas that search for a deeper meaning. People in religious communities will begin to concentrate on more esoteric aspects of their religions. Society's discussions of religion in the past have never really gotten past the "how many times do you go to church" question. Now, people who are religiously inclined will be forced to go deeper within themselves.

7) Frugality and "poverty chic" will be in style. Homesteading will become fashionable. (I guess moving to a country farm puts me ahead of the curve.)

8) You might think that rage and meanness will become commonplace, but I believe that this turn will also bring out a more gentle side of people. When they realize that everyone is feeling the effect of this downturn, there will be no need to blame your neighbor. But that doesn't mean people won't look for a scapegoat.

I think audio plays and local theater will become more popular, as people look for a more personal connection with culture. People will now look for an accurate mirror to their own life experiences. The key word here is "accurate." Since our mainstream culture has functioned like a fun house mirror maze, it will undoubtedly be difficult for some artists, writers and producers to make the shift. Look for new people to come to the forefront culturally. Like the 30s, those with unconventional theories will find a window to present their ideas on how to heal society.

The "sound" of the next few years may become quieter, as people look to create sanctuaries away from roar of their problems.

Again, much of this depends upon the idea that it's just an economic depression that we are facing. If something along the lines of civil unrest occurs, then these themes will undoubtedly change. In that case, we might be looking at the culture of 1968 again, with its loud volume and over-the-top absurdism.

These are just some of my thoughts on what this cultural shift might look like. If you have thoughts, I'd love to hear them.

September 30, 2008

How the World Sees Us

The more sugar you eat, the more sugar you crave.

Being an American is a conundrum. First you have the issue of our culture, with its rampant materialism and soullessness. As I've outlined already, we have our problems. Rather than creating art for patrons, we manufacture "work" for producers, who in turn, sell the work as their own to an audience with low expectations.

On the other hand, there's the rest of the world. They turn their nose up at Americans because we live in this culture. It appears that there's something wrong with American artists. We are inferior because of our environment.

If we focus our country's problems, we're too self-absorbed. If we apologize profusely to the rest of the world, we're groveling.


In May 2007, I dropped a note about a backlash towards American culture:

"But the thing that jumps out at me the most is that quote above. With the world mad at America, do you think American playwrights are feeling the pain? After all, in most European eyes, we’re the dummies who elected Bush.
Do you think there’s a backlash against American playwrights – in our own country? Do you think European political plays are preferred by American theaters?

And most importantly, do you think that as playwrights, we’re distancing ourselves from our identities as Americans because we’re appalled by current events?"

No one responded to the note at the time, which I found puzzling since our identities as Americans play a role in the art we create. American artists are either reinforcing the culture, commenting on it or rebelling against it. Our disposable culture encourages trashiness, and that is what other countries despise about America. Well, that and our "freedom."


With this in mind, it's difficult not to feel mixed about Nobel Prize Secretary Dr. Horace Engdahl comments on American literature.

"The U.S. is too isolated, too insular. They don't translate enough and don't really participate in the big dialogue of literature," Engdahl said. "That ignorance is restraining." According to the Associated Press interview, they are "too sensitive to trends in their own mass culture." 

Most of us naturally become defensive at these remarks. After all, we've been stuck in an age of Americanism. Our culture is our  biggest import... Besides our debt. Making the money crowd feel uncomfortable means no production, no success, no book and no recognition.

So the man might have a point. On the other hand, does Engdahl know that there is such a thing as American literature that is not limited by it's country's mainstream culture?

Does it already exist, or is it something we have to create from scratch?

 Rather than debating whether the Nobel Prize Secretary has read Oates, Updike, and Roth, I'd rather think about what such literature might look like. Hopefully it would be uniquely American and not an imitation of European culture.

Radically and Rapidly

In the comments on my entry, "You and the Needs of Your Audience," Jonathan wrote the following:

"I would argue that cultural relevance is, by it's very nature, directly tied to a choice by the artist to navigate in the same current which their audience swims - upstream, downstream, cross-current - those are up to the individual. Standing on shore as an artist, however, while others attempt to swim, float, or just keep from drowning is relevant to no one but the author and is narcisistic.

While I don't often comment on your posts Laura (this is my first, actually), I read them with interest. Cultural relevance, especially in America, among artists, is often seen as "selling out." One only needs to look at others who have "swam" in the currents of their audience before - Brecht, Boal, Ibsen, Shakespeare, etc. - to see that it is the very combination of the work they produced, for their unique audience, at their unique moment in history that makes it meaningful and gave it "wings" to last beyond it's time."


Great comments. I totally agree. This period of time, however difficult it is for our country, is a time of opportunity and empowerment. Through discussions with others in my daily life, I've learned that many others believe the same thing.

Perhaps it is now time to look at where our country's culture might go. What will our world look like a year, two years, five years from now? Most economists and pundits will tell you that there is no way to predict how this crisis will turn out. Whether McCain or Obama win the election, or if Bush suspends the elections, our culture is being redefined. Our values are changing, radically and rapidly.

What an exciting time to be an artist or writer.

September 26, 2008

Cultural Change Case Study: Helen Kane

Helen Kane was a singer, dancer and vaudeville performer in the 1920s. As a chorus girl on Broadway, she appeared alongside the Marx Brothers. Her big break came in 1927-1928, when she scatted "Boop Boop a Doop" during a performance. It became her catch phrase. Kane had a number of hit songs, including "I Wanna Be Loved By You," "He's So Unusual," and "Is There Anything Wrong in That?"  She also went on to star in Broadway shows and movies.

"The 1920s were rife with icons from homegrown sheiks, vamps and hottentots to modern American flappers and collegiate roisters to bootleggers and celebrity gangsters," write Frank Cullen, Florence Hackman and Donald McNeilly in Vaudeville, Old and New: An Encyclopedia of Variety Performers in America. "Unlike airy or brittle flappers, Helen Kane's stage character was more representative of young working women everywhere, from little towns to big cities."

The Great Depression would change all that. America faced new challenges - a life and death struggle with poverty, threats to democracy, fascism and anti-Semitism. Despite her talent, Helen Kane's career never recovered from the cultural shift. "Club dates and occasional vaudeville weekends provided some work as the Depression deepened and the public's taste in music switched to the big band sounds of dance music and swing." (Cullen, Hackman and McNeilly, page 584)

Kane lives on in the work of others. She served as an inspiration for the cartoon character of Betty Boop. Cyndi Lauper paid homage to Kane in her hit record "She's So Unusual" in 1983.

You & the Needs of Your Audience

On the advice of a friend, I bought a ticket to the San Francisco Symphony's performance of "The Planets" by Gustav Holst. I remember wearing a little black dress and heels, which was unusual during my California days. As I took my side box seat at Davies Symphony Hall, I gave a brief glance to those around me. We were sitting in a bowl-like formation. I saw people on either side of me and I noticed that they, too, were wearing suits and dresses. I was glad I fit in with the crowd.

I don't remember much after that. I have a tendency to go deep within myself while listening to music, and the Symphony's rendition of The Planets put me in a trance-like state. At some point, I noticed that I came back to myself. The lights were dimmed, but I could still register the faces of the people surrounding me. They were no longer people who wore suits and dresses. There was no difference between us. I knew that when I died and looked back on my life, I would see this moment as being extraordinarily significant. We were one.


Some people might mistake my call for cultural relevance as an urging for agit-prop. Nothing could be further from the truth. It saddens me that there are those who would dismiss these essays with that response. It also would be very simple for the artist to dig a hole and hide from the undercurrent. Why sully yourself with ephemeral matters? Elections come and go; money is for someone else to understand.

Unfortunately, while you can wash your hands of these problems, your audience cannot. Instead of paying attention to your composition, their thoughts may drift back to their bank accounts. Will they be able to access their money? How are they going to justify buying tickets with these kind of money troubles?

Or perhaps they may even have a problem getting to the performance. With the bailout, the Washington Mutual bank failure and the debates taking over the headlines, perhaps you weren't aware of the southeast's gas shortage. Will there be more shortages like this in the future?

These are the concerns of your audience. Does it matter to you as an artist?

Whether or not we have a hand in directing the change coming to our country, make no mistake, cultural change is coming. The German Finance Minister has declared that the U.S. will no longer be a financial superpower. Treasury Secretary Henry Paulsen declared the prospect of a bailout "embarrassing." Our self-image as a country has already taken a big hit.

This is the stuff that cultural and societal change is made of. As I mentioned earlier, our culture serves as a mirror. If you would like to know the subconscious of America, watch Hollywood movie previews. What fears are we fighting? Is Mother Earth attacking our cities? Are the characters fighting the government winning or losing?

Our entertainment symbolizes our dreams and nightmares, which can easily be analyzed and decoded.

Cultural change is coming. It will happen because it has to happen. The needs of our audience are different now. However, we don't need to hammer them over the head with a message. We are artists, after all. We use a variety of methods to make our point, including tone and symbolism. Our culture has served the needs of others, with dire consequences. Now is the time for us to serve the public interest.

September 19, 2008

Our American Identity

This Is How We See Ourselves

In 1998, I was working at a nonprofit in San Francisco. An Irish guy, whose name I can't recall, was our temporary receptionist. On a slow day, we gathered near his desk to talk about Ireland and America.

He told us that Americans knew nothing about Ireland, but he knew everything about America. "I know McDonalds and Hollywood. That's America. But you don't know anything about me. Americans think Irish people walk around barefoot all day."

His perception of our country's culture has stuck with me ever since. It infuriated me.

At a sidewalk cafe in Montagnana, Italy in 2000, I chatted with a group of men who wanted to practice their English. "America... It's like Hollywood, right? It's like CNN."

No, I explained, it's not. There are average people in America. There are people who don't own fancy homes, who are just like you. We aren't all movie and television characters.

Like an anorexic who sees fat in the mirror, I believe that our country suffers from cultural distortion. Not only do we transmit an exaggerated view of ourselves to the world, we have lost sight of who we are to each other. Rather than looking for similiarities, we declare war on ourselves during every election cycle. Each side believes the other to be evil, mentally deficient, treasonous and scary. We have dehumanized "the other", stripping ourselves down to demographics. Rural versus Urban, North versus South, Democrat versus Republican.

Arguing is not the issue. This main question has to do with how we, as Americans perceive ourselves and how we, as artists see our country. It is larger than how we perceive our audience. It incorporates how we approach them. Do we declare war on them to "wake them up?" Do we comfort them and validate their status? Do we see ourselves as parasites, living off the scraps of mainstream society? Or have we quit on America entirely, turned our nose up and looked to other countries for "real culture?"

These are important questions that artists and writers must ask themselves. How we see each other, individually and as a whole, will determine our role in seeing this country through its troubles. Perhaps our work can even play a role in healing it.

But first, the artist and writer must determine if this country and its citizens are worth healing. Just about everyone uses American society as a scapegoat. Blamed for the sub-prime housing mess, the economic collapse and the budget deficit, we see ourselves as lazy, obese and spoiled. Is it any wonder we are also demoralized?

“Culture is the process by which a person becomes all that they were created capable of being," wrote Thomas Carlyle. With government confidence at historically low levels, it is vital that artists and writers step in to act as witnesses. We have the unique ability to remind people of their humanity. We don't need to be spokespeople for them. Instead, we can inspire people to lead themselves.

Economic instability is perilous for any country, and we don't want to travel further down a horrifying road. The stakes are high, but this is one way through which artists and writers can empower themselves and others during this challenging time.

(Next up: Another use for culture)

September 16, 2008

Where We Stand

This Is Where We Stand Right Now

As I write this, Lehman Brothers has filed bankruptcy. The 158-year old company that survived the Civil War has gone under. Bear Stearns was bailed out by the U.S. government. The American International Group has been told that they must raise 75 billion dollars by the end of today.

While artists and writers may not understand the nuances of these calamities, we would be wise to understand the effect they will have on our own lives and society at large. At Parabasis, Issac Butler describes the projects that Lehman Brothers was responsible for funding. The New York Sun delves into the matter, further outlining Lehman's past contributions to the arts.

It would be a mistake to limit the discussion to this angle alone. After all, the loss of jobs, homes and veritable institutions will have a tremendous effect on the psyche of the United States. Growing up in an enormous amount of abundance, we have never felt the sting of empty grocery store shelves. Americans have taken it for granted that we will have what we want, when we want it - and for a cheap price. If we don't have the money in our pocket, then we can use credit. We can buy things on the promise that we will pay for it - eventually.

Along with our material ease, we haven't experienced daily war battles on our land. Unlike other parts of the globe, citizens can expect to walk on grass without fear of being blown-up by landmines. Our wars are conducted on foreign soil.

With this history, it's easy to take stability for granted. In fact, most people can't imagine America without material comforts. This is the way it's always been; this is the way it will always be.

The American mythology is based upon the belief that if you work hard, you will succeed. If you haven't achieved material success, you are lazy, immoral and unintelligent. Rather than basing our definition of America on the Constitution, we pluck out a single phrase from the Declaration of Independence: "Life, liberty and the pursuit of happiness."

This mythology has found it's way into the spiritual lives of Americans. Prosperity theology promises material abundance for the spiritually enlightened. In this case, poverty is not only a sign of bad character, it's also a sign that God isn't smiling on you.

Most writers and artists have fallen into this money hell. We've taken out enormous student loans to pay for our education, with little opportunity to pay them off by working in our chosen profession.

Some of us chose to be artists so we could rebel against this way of life. Yet, telling the truth means alienating an audience that is complicit in keeping this belief system alive.

Success as an artist in America means making your work palatable to the masses, who are sleepwalking their way through life. Waking them up is dangerous, and dangerous work is rarely produced, exhibited or published.

Success as an artist in America means making your rebellion slick and chic. Our materialism is insatiable. It looks for the newest trend. Rebellion is crucified until it can become safe to hang in the comfort of our own homes. It is disturbing until it is tamed.

Success as an artist in America is defined by the bottom line. Respect is given to those who can achieve the most sales.

In this environment, it is easy for an artist to become a reactor instead of an actor. Rather than shaping the culture - presenting a new vision - the artist comments upon her present circumstances. The commentary is cathartic for the artist, but it doesn't present any real solutions.

When this commentary is rejected by the system it is rebelling against, the artist can have a variety of reactions.

It may validate her feeling of disempowerment. But is it fair to ask a system to embrace commentary that is attempting to destroy it?

It may lead her to believe that being an artist in this system is about suffering. But is it fair to ask the artist to have a miserable life without any personal benefit?

This is where we stand right now. Our generation has created celebrities out of people who have no talent. We have funded our lifestyles with imaginary money. We watch scripted reality t.v. shows.

Our way of life is a lie.

We are bankrupt, and our system reflects it. A healthy society would not accept these lies. A healthy society does not need to be shielded from the truth. A healthy society would be allowed to see the coffins of its dead soldiers.

In understanding where we are going, we need to understand where we are presently. We need to understand that the physical bankruptcy of our system is a reflection of our bankruptcy as a people. We don't know who we are. We don't know our history. Our American identity is based on materialism and the promise of future comfort.

It's time for artists and writers to take back American culture.

(Next up: A Vision for Where We Could Go)

September 15, 2008

Markets and Roles

Matthew Freeman says that I sound "unnecessarily exasperated" about the lack of economic discussion among artists and writers. I could say that I don't mean to take people to task, but that wouldn't be honest.

But I will say that after I wrote the entry and went to bed, I thought about how it might be unfair for me to judge others by my values. For instance, we all have a different definition of what it means to be a writer or artist. Maybe for some people, it doesn't include understanding how society works.

It reminds me of numerous interviews I've read where the reporter asks the writer: "Why write?" The writer responds: "Because I like to tell stories."

For some people, that's it. For others, there's something more to the story.

In 2004, I made some misguided attempts at describing my values as a writer. Like other people who have attempted this kind of discussion, I ran into two problems. A) It was difficult to talk in absolutes and B) Others felt invalidated by the entire enterprise.

Saying what an artist "should be" leaves others to question if they are "the right kind" of artist.

Which is why I never made another attempt to describe my values or what I believe my role is as a writer.

Maybe it's time to open that discussion again...

September 14, 2008

Money and the Arts

For quite a while now, I've been writing about money and the arts. I warned about the pending economic crisis and wondered how it would affect my fellow artists. The response both on this blog and in my daily life was underwhelming.

It amazes me that my theater, literature and visual arts friends just don't want to hear it. This has the potential of being a generational-altering event; something that has been gathering steam for almost a year.

I'm not saying that we should come up with a public policy position on the matter. I'm talking about dealing with this problem both in our work and in our lives. There is a crude silence about something that is impacting millions of people world-wide. It's not going to clear up tomorrow.

It will affect you and your work. Something with this kind of impact will change our culture. It will alter the way society sees itself and the world.

Can we please be relevant for once?

June 29, 2008

Good News/Bad News about the Arts

A while back, I wondered how the plummeting economy was affecting arts organizations.

No one seemed to know, which didn’t surprise me. I figured that most companies were probably going to quietly cut back – either in performances, exhibits or staff. They certainly weren’t going to advertise their troubles.

This morning, the Birmingham News has good news and bad news for the arts.

The bad news? A cancelled production and staff cut-backs.

The good news? That company, along with many others, are surviving. Attendance is up – way up – for top arts organizations in Birmingham. Visit the page and see the figures for yourself.

June 02, 2008

Image and Reality

Normally an article like this would annoy me. Today's New York Times includes a story about how the rich are coping with these difficult times. "It's Not So Easy Being Less Rich," the title tells us. The theme of the story is how the rich are trying to keep up appearances as their fortunes are dwindling. The sub-prime mess, Bear Stearns debacle and the ordinary run-of-the-mill lay off have taken their toll. 

An excerpt:
"One of her clients recently confessed that his net worth had decreased to $8 million from more than $20 million, and he thinks that his wife will leave him. He has hidden their fall in fortune by taking on debt to pay for her extravagant clothes and vacations."

Another excerpt:
"So New York's very wealthy are addressing their distress in discreet and often awkward ways. They try to move their $165 sessions with personal trainers to a time slot that they know is already taken. They agree to tour multimillion-dollar apartments and then say the spaces don't match their specifications. They apply for a line of credit before art auctions, supposedly to buy a painting or a sculpture, but use that borrowed money to pay other debts."

Sometimes, when I look back on my time in New York, I think of the financial and material pressures. Even though I was an "artist," I still felt that odd pressure. If I was going to travel in the right circles, I had to look a certain way or at least have affinity for those who bought into that system. 

This was a direct contrast with my life in San Francisco, where materialism was frowned upon. The joke back then was that the Haight-Ashbury Gap store usually got a rock thrown through it's window once a year. 

I usually tell people that I didn't buy into that materialism while living in New York, but that's not true. I strongly suspect that the debt I'm paying off right now is related to that pressure to have the right clothes, the right apartment and the right income. Or at least look like I do.

Whenever I doubt my decision to leave New York, all I have to do is remember a friend of mine. While not being in the arts herself, she came from a long line of writers and actors. Her family had built quite a fortune through their success. Even though she knew I was not in the same situation, she still insisted on going to expensive Sushi restaurants to chat. And despite the fact that only half of our group could afford it, we all went, lest we look like we couldn't afford it.

Things changed when she discovered how much money I made writing that year. I was supporting myself through contract work, but just barely. It horrified her, but I was proud of the fact that I was making money doing what I loved. 

Living under that pressure was counter-productive to my writing. How can I strive to be emotionally honest in my writing and live an image that is fake? I don't want to be that kind of writer. I want to live closer to my core, not move further away through living a "persona."

That is one of the major reasons why I left New York. It's the reason why I chafe at phoniness and why I don't buy into the mirage that New York has always represented to me. 

If being successful means being a phony, I don't want any part of it. But I also know, now, success can also come through being real.

April 20, 2008

Creating Change

A new way? A fabulous article on the economy and the cultural shift at Salon.

"America's not on top anymore, because we've been exporting nothing but lukewarm fajita platters and spray-tanned celebrity jackasses for decades now. The days of closet-reorganizing professionals and Botox parties and hiring a personal trainer for your nanny's personal chef are over ... and thank God for that."

Amen. This kind of mediocrity has seeped all the way through our cultural landscape. It's the reason I gravitate towards 20th century literature, music and art. After 1979, something happened which radically changed the fiber of our country. This "change for the worse" shows up in the culture from 1980 onward. It's a shift away from humanity, community and common good towards selfishness, materialism and conformity.

I've watched the transition from the 80s hard-core greed to the 90s meaninglessness to 00s fear. I've witnessed writers cater to readers and audiences who superficially protest against these values.

A cultural shift is coming. Our political system guarantees it. The recession supports it. As the article writer notes, we can't rely on catastrophes to create this shift. The job of those in the arts these days - myself included - is to witness, validate and build momentum for change.

April 12, 2008

Chicken Little

Jethro told me that this post didn't make much sense. Allow me rephrase it.

The economy is tanking. What effect is that going to have on the arts?

Here's one possibility. I bet we'll be seeing more of this kind of thing. I don't know how you're going to prepare for it, but I'm planning on paying off my debt and sticking to a budget. (Thanks Scott)

April 09, 2008

Colliding Interests

Let's see... Gas is at $3.35 a gallon on average across the U.S. Foreclosures cripple American families. In places like Ohio, one out of ten people are receiving government aid. Do I have to mention Bear Stearns? You know, the company that got bailed by the Fed, invoking a Depression-era law and making economists everywhere incredibly frightened for our future.

Oh yeah, and have you noticed rising food prices and higher energy costs? During the first quarter of this year, 232,000 jobs were lost in the U.S. Economy's first quarter. Only 80,000 jobs were lost last month alone. The Iraq War has cost over $500 Billion.

Not to be a downer, because I would certainly love to pretend that I live in a completely different time and place. You know, the one that allows me to maintain a high credit card balance and not pay it off... But it seems typical of our present society to believe that there are no limits to resources like money or the environment.

In light of the economic circumstances of our country... You know, people getting thrown out of their jobs and their homes... People begging for gas money - and actually using it for gas money... Is there a way to talk about government funding for the arts without feeling out of touch with what's happening?

Seriously. Help me out here.

March 25, 2008

Lemon ----> Lemonade

A Boston Globe article on personal finance brings up this very interesting point:

"A music lover, she has given up attending Boston Symphony Orchestra concerts and now listens to ensembles that play for free. A Red Sox fan who was a regular at Fenway Park, she plans to stay home this summer and instead go to Hadlock Field, home of the Portland Sea Dogs, a minor-league team. "Nine dollars for a seat, and not even two bucks for a hot dog," she said. "I can splurge and get two."

Seems that little troupes of artists will have a better life in an economic downturn than established companies. Considering how many people I know (including myself) have looked to those established companies for artistic validation, this news almost makes one want to start their own band, gallery, publishing/theater company.

Almost.

November 09, 2007

Down with Debt

Paying off credit cards is a challenge. I'm still working the Dave Ramsey plan, and it's finally been working for me. I made a BIG credit card payment last month. I expect to make an even BIGGER payment this month. I know it's working because the credit card companies have raised my limit, sent me a multitude of offers and have been sweating the fact that they are going to lose me as a customer. I'm especially excited about ditching the "American Way of Life," i.e. spend now and pay later. There's something subversive about living within my means. I love it.

Learning how to stay within budget has been a learning experience. I now know the total amount of money I need for the week, but I'm still having problems categorizing it. I don't know how much money I need for food, for clothes, for pets, etc. I just know the total amount I need. I suspect this is how Jethro is keeping his budget as well, though he has it all down on paper - something I'm working on.

Back in 2003, I remember reading a book that was written by an actor. He encouraged the use of credit cards and debt, saying that debt was like an investment. It was a sign of confidence for an artist to take on debt. It meant that the artist knew that he was going to be successful and pay it off. I wish I could remember the name of the book, so I could encourage everyone not to read it. That's partly how I got into debt. Not only was the author's philosophy wrong, it was also stupid.

Once I'm able to break free from financial slavery, I'll be able to spend even more time working on my own projects. Priceless

August 23, 2007

Budgeting Continues

Awhile back I wrote about my Dave Ramsey experience. For those who don't know, Dave Ramsey is a nice guy who helps people get out of debt. He works on changing your attitude about money. Jethro and I went to one of his personal appearances in Birmingham several months ago. I signed up to take part in Financial Peace University and bought a kit to help me learn how to better manage my money. We haven't started FPU yet.

But that hasn't stopped me from working on my debt. I took the envelope system out of the kit and began using it. I'm lucky because my budget is simple. Unfortunately, whenever you spend money, you have to write it down. That's the hard part for me. In ten seconds, I've forgotten the exact amount of money I've spent. I can be at a register giving the money to a cashier and by the time I walk out the door, I'm clueless.

This is denial. If I can't remember how much I've spent, then I haven't spent it. Yes, I'm aware of how silly it sounds.

The other problem is that I haven't quite worked out the proper budget. I should, theoretically, have a simple budget. But one category always runs low and one category isn't spent by the end of the week. It seems silly to me to go back to the bank and take more money out for one category when I have $20 extra in another envelope for another category. This has been a pattern for several weeks.

Dave says that it takes a few months to get the budget down. And so, I continue working it out.

Jethro doesn't use the envelope system. I think he just pools all his money and tracks it on paper. That seems simpler. I think the envelope system prevents you from saying to yourself: "I think I'll buy a new dress and eat Ramen for a week."

Not that I'm in danger of that kind of thinking. My problem is that I feel guilty for spending any money, which comes from my starving writer days. I think that's why the denial kicks in.

Anyway, the envelope system shouldn't be as hard as it is for me. I'm going to keep working at it because discipline is good for the soul.

May 15, 2007

More on Debt and Writing

Pat Gabridge elaborates on finances and writing. As Chris has suggested, I plan on blogging my experiences paying off my debt. I haven't officially enrolled in Financial Peace University yet, though I paid for a lifetime membership during my Dave Ramsey experience. Jethro and I will do it. We both have those little financial organizers that designed for the program. I unwrapped mine this weekend, and gave the other one to him. We chatted for a while about it. Figuring out a budget will be key.

I have a feeling that starting it is the hardest part, though Baby Step #1 shouldn't be a problem for me. I'm almost there anyway.

Throughout my life as a writer, I've had periods of money and periods of poverty. Neither has taught me how to deal with money. Poverty is no way to live.

I also don't buy the idea that I have to settle for poverty to do what I want in life. Yes, that includes theater.

More progress as we figure out what the heck we're doing, and how the heck we're doing it.

May 11, 2007

The Dave Ramsey Experience

Going to see Dave Ramsey last night was very cool. As I mentioned yesterday, he's the "Get out of Debt" guru. His show is part self-help, part entertainment and part motivational coaching. The whole evening is grounded in a seven step program. He also talked a great deal about how American Culture is saturated with a debt mentality. Ain't that the truth...

It also brings debt out in the open. If you see him live, you're sitting with a few thousand other folks in the same position. That's heartening.

What I came away from the show is this: You don't have to be poor to live within a budget. I don't know where I got the idea that only rich people could live within their means.

Jethro and I used the evening as a sort of pre-marital financial counseling session. Our ideas about money aren't far apart, so bringing him to the event was nothing. He's very open to new ideas and pretty much agreed with everything Dave said already. And he already practices a great deal of it, so there you go.

The show made me reflect on how writers often settle for being poor, especially theater folks. I also wondered about the wisdom of going to a *really expensive* university to study something that is saturated in poverty. An office manager for a theater company makes 20K-30K a year. Back in the 90s, I was responsible for working on a compensation study for nonprofits in California. I'm well aware of the salaries issues for nonprofits, and theaters usually fell on the low end of that spectrum. It's one of the reasons I never picked up a job in a nonprofit theater. I couldn't afford it, especially with the debt load from college.

Not only would my life be different if I was debt-free, but my writing would also be different. I'd have more time, for one thing. I could use the money I make to fund my writing project rather than my payments to debtors.

So, there it is. I enrolled in Financial Peace University, mostly to learn how to handle money. (Insurance? Wills? Whaaaa?) This will not be the last you hear about debt, the arts, and me. Time to grow up.

Bottom line: It wasn't one of those cheesy enpowerment exercises. Nor was it a rip-off. I highly recommend him to anyone. If you can't see him in person, at least listen to him on the radio.

May 10, 2007

Debt!

Jethro and I are going to see Dave Ramsey tonight. He's a "get rid of debt" guru. I'm the one who is most excited about our adventure, since Jethro doesn't believe in credit cards or the like.

When I lived in NYC, I bought the party line that going into debt for my theater career was a sign that I had confidence. Yes, I even read a how-to book on theater that encouraged people to go into debt.

So I did, and what I found is this: It doesn't help. It tied me to jobs I didn't like, preventing me from doing the things I wanted to do. Plus, I had less time to write in the long run.

Since leaving NYC, I've seen the folly of debt. It doesn't do any good to owe anything to anyone if you can help it.

Throughout history, a number of writers have dealt with debt. They either haven't made enough money from writing or they extended themselves a little too far. Edmund Wilson comes to my mind, only because he's a southern writer who bounced in and out of NYC during a certain point in his life.

The good part about dealing with debt is that I value my writing more. It has made me go out and search for paying writing jobs. I've had to take my writing more seriously as a result. Otherwise, I would spend all day at home, writing stories and plays that only I care about.

Maybe at some point I'll go back to that. Meanwhile, I am a firm believer that the less debt you have, the better for your writing. But that's just my opinion...

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